Finance

How to use Bajaj Finserv EMI Card to Shop on Flipkart

The Indian e-commerce space has seen significant growth in the past few years, with more and more people opting to buy items and avail services online. One of the biggest players in the market currently is Flipkart, which offers a wide range of popular products from famous brands. If you too enjoy shopping online from the renowned e-commerce site but are often apprehensive about your bills, you could try to shop using the Bajaj Finserv EMI card. The Bajaj card is a unique card that comes with a pre-approved loan and a no-cost EMI option. This interesting option gives you the provision to bid goodbye to the hassles of shopping using a credit card by charging you nothing more than your purchase value. Seems like a dream? Well, read on to know more about how you can use the EMI card to buy items on Flipkart.

Using the Bajaj EMI card as a payment mode on Flipkart

If you wish to use the Bajaj EMI card to shop for products on Flipkart, all you need to do is first visit the website, browse through the huge list of products, and choose the ones you wish to buy. Then before proceeding to buy using the Bajaj card, confirm your email id and delivery address. Once done, choose the EMI card option and click on ‘No-Cost EMI. From the list provided to you, select Bajaj Finserv EMI card and adjust the payment tenure to suit your preference. Check and confirm the card details and select ‘buy’. That’s all! Now sit and enjoy, and your product will be delivered to you.

Advantages of a Bajaj Finserv EMI Card over your credit card on Flipkart

Shopping on Flipkart with Bajaj Finserv EMI card has a host of advantages. These include zero downpayment and no-cost EMI, which are made available when you opt for the Bajaj card payment method at the time of making the purchase. So you are required to pay only the value of the item you have purchased, Isn’t that a remarkable deal? This is a significant positive compared to shopping using a credit card, as it does away with interest charges and other hefty fees. In addition, it saves you from the gruelling negotiations about your repayment and foreclosure charges. Using a Bajaj card to purchase allows you to decide on a repayment tenure that suits you best, ranging between 3 to 24 months. Also, in case you wish to foreclose the loan, you are eligible to do so without any additional foreclosure charges. This gives a sense of transparency between you and your lender as well as offers you an opportunity to close your loan earlier so that you can purchase more items!

The advantages of the Bajaj card weigh out heavier against the traditional digital payment methods, so why hold back? Let go of the long and complex credit card bills and pay only the cost of your purchase why you binge buy on your favourite e-commerce platform.